Are Long Term Care Premiums HSA Contribution

HSA Funds for Long Term Care Insurance Premium


Long term care premiums can take a huge bite out of your budget but there is a way to cut the cost a bit and it is all tax free. You can use an HSA account to pay your premiums for long term care. If you want to learn how to evaluate long term care policies in terms of rate increases see our post Long Term Care Insurance Rate Stabilization

A health savings account (HSA) is a tax-favored savings account created for the purpose of paying medical expenses. Contributions to the HSA are 100% deductible (up to the legal limit) — just like an IRA. If you use the money to pay for qualified medical expenses you do not have to pay taxes.

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Posted by Carmen - January 1, 2012 at 9:36 am

Categories: Income Tax, Insurance, Money & Finance   Tags: , , , , ,

Long Term Care Insurance Rate Stabilization

Long Term Care Insurance Premiums

What is so frightening for us aging baby boomers is that the cost of long term care is rising at an alarming rate. It does make sense that since people are living longer, more and more people are making claims which would account for the risings rates. As hard as it to save money none of us wants to see our savings wiped out to pay for long term care.

In some cases you can find government subsidies and programs that will help you out. In some cases though you may need to supplement with long term care insurance.

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Posted by Carmen - December 22, 2011 at 10:47 am

Categories: Insurance, Money & Finance   Tags: , , , ,

Can You Do Retirement Math?

Are You Getting Ready To Retire?

Can You Do Retirement Math?

If you are 50 plus, you probably have wondered if you have saved enough resources to put yourself on he path to retirement. Of course, you will probably be much better off if this thought occurs to you at age 20 or 30. The more time you have, the easier retirement savings will prove to be.

Why Retirement Math?

You do not have to be able to solve complex equations to figure out if your current savings, and savings rate, will help you enjoy a secure retirement at a certain date. In the old days, you may have had to be able to do some simple retirement math.

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Posted by webbie - December 5, 2011 at 11:51 pm

Categories: Retirement   Tags: , ,

Why Are More Women Starting A Business?

More And More Women Want To Start A Business!

What Business Could A Woman Like You Begin?

Actually, it should not be that surprising to learn that more and more women want to start a business. The unemployment outlook seems a bit better, but the numbers are still grim. Some areas of the country have been hit a lot worse than others too.

Older women, in particular, are having trouble finding jobs, especially at the same level of employment they had before. While they may not be finding employers that are willing to hire older women, they are finding that their skills are very well suited to a number of great home business ideas for women!

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Posted by webbie - December 4, 2011 at 4:33 am

Categories: Women Run Businesses   Tags:

Office Time Management

Disorganized Office Coworker


Getting along with coworkers is difficult enough at the best of times but a disorganized coworker can add extra frustrations. Here are some suggestions I found which should help you function alongside their messiness:

1. Keep copies of everything you give them.

2. Express clearly what you need of them and, if you don’t get it, have a conversation about what you need from him or her without accusing or making the other person wrong.

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Posted by Carmen - February 25, 2011 at 10:04 am

Categories: Organization, Time Management   Tags: , , , ,

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