Government and private organizations provide the opportunity for minority women to pursue a higher education or operate a business with a grant. Finding out how to get one of those grants or get help with your business can be frustrating as there is not a lot of information easily available.

Your best bet is to find help locally in your community. You can go to the following sites on the web and they will point in the right direction of where to go for help in your area.

SBA.gov site - http://www.sba.gov/content/find-grants) This is the Small Business Administration’s main site. They have an option you can click on to find grants. They also have place where you can put in your zip code and they will list local help in your area.

The Office Of Women’s Business Ownership (http://www.sba.gov/about-offices-content/1/2895)
Part of the U.S. Small Business Administration’s Office, the Office of Women’s Business Ownership wants to foster the participation of women entrepreneurs in the economy, especially those who have been historically under-served or excluded. OWBO reaches out to women entrepreneurs through a number of programs that are coordinated through every SBA district office. OWBO’s programs provide business training and counseling, access to credit and capital, and marketing opportunities, including federal contracts.

2. SCORE – SCORE is a volunteer associations with counselors who are experienced in all aspects of small business management. http://www.score.org/

3. State Economic Development Agency – Type the term State Economic Development Agency with the name of your state into the search bar and see what comes up. Different states have different programs so it is worth investigating your options.

4. HBWA – HBWA is a community of hispanic entrepreneurs and professionals aiming to help hispanic women with getting started on opening a business. On this site you can get information about the U.S. Hispanic Market & Businesses, News about Latina Companies and Organizations, Events of Interest to Latina Entrepreneurs, and Links to Key Latina & Other Business Organizations. http://www.latinamarketplace.com/

5. National Hispanic Business Women Association-NHBWA
(714) 836-4042

The National Hispanic Business Women Association (NHBWA) is a 501c3 non-profit organization established in Orange County, California in 1997. They want to to encourage women to develop their business and professional endeavors by promoting business growth through education, mutual support, the sharing of information, business referrals and networking. http://nationalhbwa.com/main/

6. National Latino Business Women’s Association – They want to promote, develop and support the rapid growth of Latina business owners and professionals. The national organization supports the development of chapters throughout the U.S. and these chapters deliver programs and services enabling greater success for this critical, underrepresented market. http://nlbwa.org/aboutus

What Business Could A Woman Like You Begin?

Actually, it should not be that surprising to learn that more and more women want to start a business. The unemployment outlook seems a bit better, but the numbers are still grim. Some areas of the country have been hit a lot worse than others too.

Older women, in particular, are having trouble finding jobs, especially at the same level of employment they had before. While they may not be finding employers that are willing to hire older women, they are finding that their skills are very well suited to a number of great home business ideas for women!

Have You Seen Women Succeed Very Well In Business?

Women are attracted to the idea of running their own business for several reasons.

• Some want to have control over their work and financial life.
• Others just want the flexibility of being able to set their own schedule.

Does this sound like you? If it does sound like you, do not discount the possibility of providing your own next job for yourself.

What Businesses Should A Woman Like You Consider?

Your own choice of a good business idea will probably depend upon some things you have done in the past, and also your own personality and goals. A quiet and reserved person will probably seek different opportunities than an extrovert. A woman who needs flexible hours may purse a different line of business than a person who is willing to donate 60 hours a week to the new business.

Whatever your needs, goals, and past experiences have been, you can research suitable businesses for you. Not all businesses involve heavy selling either. You can find real needs that you can fill that do not require a lot of selling. You just need to let people know you are available!

Do not worry if you do not have lots of hours or lots of money either. Many great successes have started with part time hours and little money to fund their new enterprise. You just need a will, a good idea, and the desire to succeed.

Do you need extra cash? There are actually many different ways to get extra income but you will be most successful with the one suited to your personality. If you like being out in public and interacting with people, these part-time jobs offer flexible schedules and can pay from $8.00 to $12.00 an hour. Pay depends upon where you live and your prior work experience. Product demonstrator, delivery person, hotel desk clerk, bank teller are all legitimate ways to earn extra money.

If you need extra cash though and are unable to leave your home or you just don’t like interacting with the general public here is another option. Consider starting a modest internet business. It is not as hard as you might think.

It is very inexpensive to purchase a domain name (a name and internet address for your site) and there are many places where you can download a bare bones web site set-up for free. If you can send email, you can set up a web site using one of these simple set-up programs.

There are two ways you can make money with your website. One is to sign up for the Google Adsense program and make money when people click on the Google ads on your site and the other is to sell a product or acquire leads for a company that is looking to find people interested in signing up for what they are offering.

You are more likely to be successful if your site is about something you enjoy doing or is an extension of your current occupation. If you like gardening, cooking or wood carving consider that as focus for you site. If you are in a sales position such as insurance considering setting up a site to generate your own free leads.

The trick to making money with a web site is you have to get traffic or people visiting your site. There is a tremendous amount of information on the internet that will teach you how to attract people to your site. The problem is though the information is scattered and sometimes too technical to for the non-technical business person to comprehend. There is a great eBook you can read called LeadCallsYou that explains, in terms novice website owners can understand, how you get your site to attract visitors. The book is short and to the point and gives you many free resources that are specifically designed for novice users. To check out this book click on this link LeadCallsYou When you click on the link, the advertising page for the book might give you the impression it is just for people who need to generate leads, but I have read the book and can tell you that the information can be applied to any website.

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I was recently diagnosed with high blood pressure and my doctor told me I needed to lose 20 pounds. I tried just cutting back on calories but I was always so hungry. I actually ended up eating more than I normally would because I let myself get too hungry. A friend of mine told me about the Atkin’s Diet and I did have some success with that. I actually lost about 8 pounds in the first six weeks. Then I just stayed the same weight for several weeks. I was frustrated that the weight loss was so much slower. I have to say I was more satisfied eating a high protein/low carb diet but I didn’t feel like I could cut back much more on my portions to lose weight a bit faster.

I read about how fiber can help you feel more feel full. Fiber which is the part of plant-based foods that our bodies can’t digest, makes you feel full sooner and stays in your stomach longer than other substances we eat. Because fiber slows down your rate of digestion it makes you feel full longer. You don’t gain weight eating fiber because it passes through your digestive tract without providing nutrition or calories. The pass through part is also good because it helps your digestive tract function properly. Also fiber moves fat through our digestive system faster so that less of it is absorbed.

I did find a natural product that you can actually sprinkle on your food to decrease your appetite. The product is called “CHEAT.” “CHEAT” is made up something called Konnyaku. Konnyaku is a traditional Japanese jelly-like health food made from a kind of potato called “Konnyaku potato” and calcium hydroxide or oxide calcium extracted from eggshells. According to what I read, Japanese have been eating it over 1500 years. It was originally introduced to Japan as a medicine in the sixth century and has been eaten for almost 1500 years in Japan. Konnyaku is a totally natural food. Ninety seven percent of Konnyaku is water and three percent is Glucomannan, or dietary fiber. It is also rich in minerals and very low in calories.

Glucomannan is a dietary fiber and it is very hard for humans to digest. The Konnyaku just goes through your body and passes right through your intestines. That is why it has been called a no calorie food for a long time in Japan. Konnyaku does have calories, however, the calories would be so few in the normal quantities that they are negligible in number.

“CHEAT” does not have fat, it is rich in dietary fiber and is low in calories. Studies have shown that it normalizes the level of cholesterol, prevents high blood pressure and normalizes the level of sugar in the blood. Because of these scientific findings, it has been perceived as a excellent health food in Japan.

I have several friends who have successfully lost weight with the product. One day I was at lunch at a Mexcian restaurant with two of my friends (we are all trying to lose weight) and we all used the CHEAT sprinkles on our food. Our entire bowl of tortilla chips remained untouched throughout the meal. Well, okay maybe we each ate one or two. I thought that was amazing especially if you knew how much I like tortilla chips and salsa. After consuming the CHEAT, the chips just weren’t that tempting.

Now here is deal on the CHEAT – you can’t just order the stuff on it’s own the first time you order. The company that produces this wonderful product also promotes it as a business similar to Tupperware or Pampered Chef. To get in you have to order the starter kit which contains:

CHEAT – mentioned above
FLUSH – Organic gentle cleanse that helps your detox and enhances weight loss
LEAN – A snack or meal replacement Vanilla smoothie which works similarly to the CHEAT to reduce appetite and food cravings.
ACCELERATE – A thermogenic blend that increases the rate which you metabolize fat and increases energy.

Once you place the initial order then you can order products individually. You don’t have to market the product but I’ll bet you will be tempted to get your friends to try it. I ordered my kit after that lunch I had with my friends. I am in the process of trying the other products. I can say the CHEAT really does help reduce your appetite and it is portable. You just carry the bottle in your purse or pocket and sprinkle it on your food.

Here is the link to the site Cal Nutrasciences, Inc.

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If you run a website you know that content is king! Quality articles will keep your visitors coming back for more information about the niche topic your website is based on. Repeat customers equal success online, and they will increase your return on investment for any traffic building campaigns you run. Since many webmasters who work at home must wear all the hats in their home business, the process of providing quality content can be time consuming and overwhelming.

Website Visitors Come Back For More Quality Content

If you can find a professional article writer who will not only research your topic, but provide well written, interesting, and informative articles, you can concentrate on bringing in traffic. The great content will help keep them coming back for more. These articles can be used on your own site, in press releases, or on article sites to promote your online business!

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Moms are Flocking Towards Home Business

Most of realize that it is getting harder and harder to stretch our family income from payday to payday. Lots of moms think about going back to work, but hate giving up the lifestyle they have when they can be near to their kids, voluteer at school, and take care of home errands and emergencies. That is why part time home businesses are becoming so popular, and it seems like many of the moms you meet do something to earn a little extra money.

Why Start A Home Business?

Consider some of the advantages like the chance to take a passion or hobby to the next level, save money with some home business tax and storage deductions, and earn extra money to pay bills or save for vacation! Now, if Tupperware parties are not your thing (if they are, great!), do not panic! You can find plenty of other ways to make some extra cash, and many of them do not involve selling plastic storage tubs, cosmetics, or sexy lingerie at home parties!

If you like to tend your own yard, you would not be the only Mom I know who uses a few hours when the kids are on school to hire herself out as a gardener or lawncare specialist. It may seem a little unusual to see a neighbor lady towing a lawnmower and tools, but really, it is not that uncommon. Some of your neighbors may be unable, or disinclined, to caring for their own lawn. If you can knock down a couple of yards before the school bus comes, you can bring in some extra cash! Do that twice a week, and you may find it is more profitable than many other part time jobs. Who knows, you may be a lawncare mogul before long. Plus it is a great way to get out and exercise and meet the neighbors!

What Business Can You Start?

I have known people who turned a diverse variety of hobbies into spare bucks. Women who knew how to sew, taught the skill or did alterations. They even advertised services at local theatre groups who needed costumes. One woman took martial arts instruction until she reached the black belt level, and then she taught the skill at her local YMCA and pre-school programs. Another lady enjoyed collectables, and she started combing auctions and garage sales for bargains that she could flip on EBay for a proft.

The point is, earning that second income does not have to be an awful experience. It can be a real source of pride and joy for you.

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If you are considering a home business then using drop shipping suppliers is one of the easiest ways to start. You don’t need to hold inventory, or pay for products until they are already ordered and paid for! You can source to world of products and concentrate on marketing, not on stocking!

However, many people fail because they don’t do a couple of simple things to set their business up right. They fall pray to scam suppliers, they don’t keep a handle on supplies, or they just do not know how to choose good products and sell them.

I urge you to look at the Drop Ship Money Book – at the very least you can get a free tip on how to find hot products! It is published by a woman author who has succeeded at Drop Shipping!

Here’s the link right to the Drop Ship Money Book Blog!

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I seldom use this forum to promote home business or marketing guides, though I have purchased more in the last few months than I care to admit. Even though I’ve been working online since the Big 2000, I know that others are more successful than I am, and I guess I’m always thinking the next book will be my ticket to that ol’ beach chair! I guess I almost feel embarrassed to tell other webmasters that I do buy ebooks, but there you go ……

That permanant beach chair hasn’t quite worked out, though out of the half dozen big name ebooks I’ve purchased AND read, I do think that one of them was the real thing I was looking for. This isn’t to say that the rest were awful, they just really were not aimed at my style. I also didn’t think they would really help a newbie out that much. … or let me put it this way, I think they would end up cost a newbie a lot of money before the newbie ‘got it’ enough to begin making a profit.

So here comes the plug …. FREE AFFILIATE INCOME GENERATOR If you are a newbie just starting out online, or if you’ve dabbled in online marketing, the book does provide step by step instructions for picking products to sell, setting up free places online to advertise, and of course, how to generate free interested traffic for those products!

I used this book to increase traffic to my own websites and blogs, and that’s o.k. But more important, I used the guidelines in the book to get one friend and one family member started with an online business without having their own website at all! For me, that was a key test

Why is your neighbor home all day?

I’m pretty sure that’s what my neighbors are asking. How does that woman support herself and her family without leaving the house? Maybe they think I have a sweet alimoney deal (Hey, I live in Texas – no alimony here!), or maybe they think I inherited a bundle. (Nope).

I leave every morning to drop my kids off at school, and then I come back to my house. Oh, I leave every once in awhile. I have errands to run, and friends to meet for lunch, but mostly I stay in my home office and work! I don’t have visitors during the day because I AM WORKING! But I do have a chance to chat on the phone and call my family without worrying about my phone being tapped (yes, I had this happen at work!) or an annoying boss standing over my shoulder. And yeah, that’s been the case more times than I care to remember!

Many big companies like Apple Computer and Hewlett Packard started in somebody’s garage!

It took me awhile to maintain a full time income online, and I still do put in many hours a week working on it. Honestly, I probably work more now than I did when I had a day job. But it really doesn’t seem like work to me because I’m in control. I get to be creative, learn, and grow, and do what I like! Plus, I’m available to take a phone call from the school, pick up a sick kid, or attend parent functions. I can shop at 9am when the stores are not crowded. It’s wonderful!

Everybody wants to know how to do it!

So how are these millions of people making a living online? Well I have found a few real ways that most people are actually making a living online. Most of these ways can be started part time with very little (or almost no) money! These opportunities can grow into full time work or businesses. Note that most work at home setups involve finding employers with flexible work plans, freelance work, or beginning your own home businsess. I have outlined them in a free report so I don’t have to keep to keep explaining it. You will be able to read this report, get the idea, and I have provided free links for you to read more about the ideas that appeal to you!

GRAB MY FREE WORK AT HOME REPORT HERE

Suze Orman weighs in on self-employement

I haven’t always been a big fan of Suze Orman, though many of my friends believe her books are the bible. If you also read my insurance blog, you’ll know that I disagreed with some of her insrurance buying tips, and that I generated a bit of a buzz that way. Cynically, I did also not that whenever I mention her name, my traffic goes up. What to do?

Anyway, I did see that Suze Orman’s article on self employement made the front page of Yahoo! today, so she does generate a lot more buzz than I do! Anyway, I’m sure that my Mom would agree with everything that Suze says. Don’t live off of credit, have a plan, don’t take a crazy, insane risk, and don’t eat up your retirement savings. That is good advice

However, and even Suze does note, that many of us started our businesses with our backs against the way. I had just been downsized about of my corporate computer job of 20 years, was going through a divorce, and really had the option of trying to support a pack of kids on some $10/hour job or starting my own business. Maybe the sane thing to do would have been to have taken a job in some office or retail store, but I did have a lot of skills and equipment and experience to do what I wanted to do. I went for it. That’s me, and even though I still think I’m fairly nuts, I have survived.

So to analyze Suze’s article, I’d say that she gives good advice. But sometimes you’ll regret taking good advice!

Here’s the link if you have to listen to Suze!