Long Term Care Insurance Rate Stabilization
Long Term Care Insurance Premiums
What is so frightening for us aging baby boomers is that the cost of long term care is rising at an alarming rate. It does make sense that since people are living longer, more and more people are making claims which would account for the risings rates. As hard as it to save money none of us wants to see our savings wiped out to pay for long term care.
In some cases you can find government subsidies and programs that will help you out. In some cases though you may need to supplement with long term care insurance.
Can You Do Retirement Math?
Are You Getting Ready To Retire?
Can You Do Retirement Math?
If you are 50 plus, you probably have wondered if you have saved enough resources to put yourself on he path to retirement. Of course, you will probably be much better off if this thought occurs to you at age 20 or 30. The more time you have, the easier retirement savings will prove to be.
Why Retirement Math?
You do not have to be able to solve complex equations to figure out if your current savings, and savings rate, will help you enjoy a secure retirement at a certain date. In the old days, you may have had to be able to do some simple retirement math.
Categories: Retirement Tags: frugal, math, retierment
Expanded Child Tax Credit 2011
What Tax Deductions Are There for Children in College
Our paper had a really good article on the expanded child tax credit 2011. So here is a quick summary:
Who is a dependent and how much can you deduct:
For each dependent child, you can take a $3,650 personal exemption. The more children, the more exemptions you can take. Each personal exemption serves to reduce your income.
Children under age 19 can be claimed as dependents; those under 24 if they are full-time students. Children 24 or older who are full-time students can be claimed provided their income is less than $,3650. Age limits do not apply to disabled children.
Car Rental Consumer Tips
Tips from Heloise
I saw this in Heloise’s column and thought it would be good to post it at this time when so many of you may be renting cars for holiday trips. Here are some car rental consumer tips from Heloise:
When you rent a car, auto experts say to fill the gas tank before you return it. Otherwise, you will have to pay a high per gallon fee. Save money and top off before turning it in.
Because of high gas prices, car renters want more fuel-efficient vehicles. So, make your reservation early to be sure you get the vehicle you want.
Categories: Money & Finance Tags: car rental consumer tips, tips from heloise
Where To Find Money for College
Need Money for College Tuition
In the ideal world you would have a college fund for each of your children. But how many of us actually live in an ideal world? If your a parent then your life is full of bills for braces, day care, music lesson, tutors, summer camp etc. and it can be hard to find any money to put toward that far away place called college. So you rack your brains thinking where to find money for college? Okay, here is where to find money for college:
