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Understand Credit Card Grace Period Due Dates


Credit Card Accountability Responsibility and Disclosure Act of 2009


Getting control over your credit cards is one way to help begin frugal simple living. Credit cards are convenient and sometimes we have no choice but to use them. In some cases the only payment a merchant will accept is a credit card. Other times when we don’t have the cash available and we have to spend the credit card is the only way. So credit cards are part of life and we have to accept that.

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Posted by Carmen - January 20, 2012 at 10:45 pm

Categories: Credit Cards, Credit Cards, Debt Management, Money & Finance   Tags: , , ,

Office Time Management

Disorganized Office Coworker


Getting along with coworkers is difficult enough at the best of times but a disorganized coworker can add extra frustrations. Here are some suggestions I found which should help you function alongside their messiness:

1. Keep copies of everything you give them.

2. Express clearly what you need of them and, if you don’t get it, have a conversation about what you need from him or her without accusing or making the other person wrong.

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Posted by Carmen - February 25, 2011 at 10:04 am

Categories: Organization, Time Management   Tags: , , , ,

How Often Should I Clean My Keyboard

Germs on Surfaces

If you want to keep from getting sick one of the best ways is to wash your hands frequently. Also, keep the surfaces that you touch frequently clean and free from germs. Your telephone, cell phone and computer keyboard are surfaces you should clean every day if possible.

Research shows that bacteria thrive on computer keyboards. In one study, keyboards had 52 times more bacteria than doorknobs. These microbes can survive as long as 24 hours.

Experts recommend two simple ways to fight back:

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Posted by Carmen - February 22, 2011 at 9:30 am

Categories: Computers, Health   Tags: ,

How to Organize a Junk Drawer

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Organized Junk Drawer


Here is great article I found about coming to terms with your junk drawer. The solution is to re-purpose your junk drawer as this author called it “the handy drawer.”

I really like this idea as usually your junk drawer is in a prime place in your home. A prime place is a storage area you can easily reach. Secondary places are ones that take some getting to. In other words, a secondary storage place is a place you may have to get on a step stool to get to or get up from your desk and move to another part of the room to get to that space.

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Posted by Carmen - January 31, 2011 at 6:57 am

Categories: Clutter control, Organization   Tags: ,

How to Unclutter Your Life

Minimalist Fashion Blog

I have posted many articles on getting organized and paring down. I came across an interesting article in our local paper which talked about the “100 Thing Challenge” and it kind of made me look at my own life and how many things I had. I want to recap some of the article here in this post mostly just to give food for thought. I don’t think I could do the “100 Thing Challenge” which entails getting your clothes, books, shoes etc. down to 100 things but it made me realize how far past I am the “100″ mark in terms of possessions. If that sounds vague read on to find out what was so thought provoking about the “100 things.”

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Posted by Carmen - January 24, 2011 at 7:54 am

Categories: Clutter control, Organization, Time Management   Tags:

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