Are Long Term Care Premiums HSA Contribution
HSA Funds for Long Term Care Insurance Premium
Long term care premiums can take a huge bite out of your budget but there is a way to cut the cost a bit and it is all tax free. You can use an HSA account to pay your premiums for long term care. If you want to learn how to evaluate long term care policies in terms of rate increases see our post Long Term Care Insurance Rate Stabilization A health savings account (HSA) is a tax-favored savings account created for the purpose of paying medical expenses. Contributions to the HSA are 100% deductible (up to the legal limit) — just like an IRA. If you use the money to pay for qualified medical expenses you do not have to pay taxes.
Long Term Care Insurance Rate Stabilization
Long Term Care Insurance Premiums
What is so frightening for us aging baby boomers is that the cost of long term care is rising at an alarming rate. It does make sense that since people are living longer, more and more people are making claims which would account for the risings rates. As hard as it to save money none of us wants to see our savings wiped out to pay for long term care.
In some cases you can find government subsidies and programs that will help you out. In some cases though you may need to supplement with long term care insurance.
Office Time Management
Disorganized Office Coworker
Getting along with coworkers is difficult enough at the best of times but a disorganized coworker can add extra frustrations. Here are some suggestions I found which should help you function alongside their messiness:
1. Keep copies of everything you give them.
2. Express clearly what you need of them and, if you don’t get it, have a conversation about what you need from him or her without accusing or making the other person wrong.
How Often Should I Clean My Keyboard
Germs on Surfaces
If you want to keep from getting sick one of the best ways is to wash your hands frequently. Also, keep the surfaces that you touch frequently clean and free from germs. Your telephone, cell phone and computer keyboard are surfaces you should clean every day if possible.
Research shows that bacteria thrive on computer keyboards. In one study, keyboards had 52 times more bacteria than doorknobs. These microbes can survive as long as 24 hours.
Experts recommend two simple ways to fight back:
Categories: Computers, Health Tags: germs on surfaces, how often shoud i clean my keyboard
Expanded Child Tax Credit 2011
What Tax Deductions Are There for Children in College
Our paper had a really good article on the expanded child tax credit 2011. So here is a quick summary:
Who is a dependent and how much can you deduct:
For each dependent child, you can take a $3,650 personal exemption. The more children, the more exemptions you can take. Each personal exemption serves to reduce your income.
Children under age 19 can be claimed as dependents; those under 24 if they are full-time students. Children 24 or older who are full-time students can be claimed provided their income is less than $,3650. Age limits do not apply to disabled children.
