Benefits of Family Meals
Family Eating Dinner Together

We know we should eat together as a family but it is so difficult to find the time. Is it so important? What are the benefits of family meals? Studies have shown that children who regularly interact with their parents around the dinner table have larger vocabularies, make better grades in school and are less likely to experiment with drugs or premarital sex.
Even though it seems our kids are only interested in what their peers have to say child development experts agree that, even during the teen years, the voice kids most want to hear is that of their parents. One of the benefits of family meals are that they are a great way to foster parent/child communication.
Pros and Cons of Reverse Mortgages
Interest Rates on Reverse Mortgages

Here is some advice on what to consider before taking a reverse mortgage from the AARP
Do you really need a reverse mortgage?
Financially these are expensive so you must be very careful when you consider this option.
Can you afford a reverse mortgage?
These loans are expensive and the amount you owe grows larger every month. Also, due to high up-front costs, these loans can be especially costly if you sell and move just a few years after taking one out.
Can you afford to start using up your home equity now?

